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You are here: Home / Archives for Home Insurance

The Benefits of Combining Home & Auto Insurance

May 13, 2020 By Laura Riley Leave a Comment

Most insurance companies do not sell one type of insurance. If you go to an insurance company for a car insurance policy, there is a strong chance they will try and encourage you to bundle it with a homeowners or renters insurance policy. Many major insurance companies offer home and auto insurance bundles which contain quite a bit of perks, discounts and unique coverage opportunities when … [Read more...]

Filed Under: Blog, Car Insurance, Homeowners Insurance, Personal Lines Tagged With: Coverage, Home Insurance, Ramey King Insurance

Five Common Mistakes When Buying Personal Insurance

October 18, 2019 By Laura Riley Leave a Comment

Have you ever purchased personal insurance and when you finally have to make a claim, you realize you made a mistake? This happens more often than not and we’re here to help address the five most common mistakes when buying personal insurance. Not reviewing your policy once a year Once a year, you should review your policy for any changes that happened over the past year. Changes include … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines Tagged With: Car Insurance, Coverage, Home Insurance, Insurance, Ramey King Insurance, Renters Insurance

Dogs and Liability

August 8, 2019 By Laura Riley Leave a Comment

For many Americans, dogs play an important role in the family dynamic. They’re included in Christmas cards, family vacations, and sometimes share the main bed in the house. It’s a sweet thing to love a dog and receive a dog’s love in return. Almost 90 million dogs are owned as pets in the United States according to a 2017-2018 survey by the American Pet Products Association (III.org). Of that … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Homeowners Insurance, Personal Lines Tagged With: Blog, Coverage, Dog, Home Insurance, Liability, Renter

Trampolines and your Homeowner’s Insurance

July 12, 2019 By Laura Riley Leave a Comment

Trampolines are almost a right of childhood. They’re fun, get kids outside, and encourage active play. But before you consider installing one in your home, it’s critical to understand that trampolines might not bode well with your homeowner’s insurance. The reason for this is simple: safety concerns. Continue reading below to learn more about the risks associated with these play items. Does … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Safety Program Tagged With: Coverage, Home Insurance, Ramey King Insurance, Trampoline

Mortgage Lenders & Insurance

June 21, 2019 By Laura Riley Leave a Comment

Whether it’s your first home or your third, it’s always an exciting time to buy a new house. You’ve fulfilled the list of requirements put in place by the mortgage lender and gathered all necessary documentation. However, there’s one thing the lender always requires: buying a homeowner’s insurance policy. Why is it required? Your lender will require that you buy enough home insurance to … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Weather Tagged With: Disaster, Home Insurance, Lender, Mortgage, Mortgage and Insurance, Ramey King Insurance, Weather

Liquor Liability Insurance; a good thing to have this holiday season!

November 15, 2018 By Laura Riley Leave a Comment

The festive season is upon us and it’s always a fun and exciting time of year. November-January typically means multiple holiday parties and gatherings and with that in mind, now is a great time to start planning ahead. If you plan on hosting a reception at your home, there can be serious potential liabilities to consider, especially if alcohol is involved. Much a like a bartender at a … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance Tagged With: Coverage, Holiday Party, Home Insurance, Liability, Ramey King Insurance

Knowing your home’s worth: High Value Home Insurance 101

July 12, 2018 By Laura Riley Leave a Comment

Home prices are rising rapidly in North Texas. While homeowner’s insurance is a must, there’s another type of insurance that might be a must for you as well: High Value Home Insurance. High value home insurance is typically available for homes with a value in excess of $750,000. For homes with this kind of value, sometimes a standard homeowner’s policy is not the ideal fit. It’s important to work … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance Tagged With: Home Insurance, Ramey King Insurance

Flood Insurance 101

March 15, 2018 By Ramey King Staff - c.c. Leave a Comment

Flood insurance

The risk of flooding can strike pretty much anywhere and everywhere. Even if you live outside of a high-risk area, your home is still vulnerable to these natural disasters. Now, if you live in these high-risk areas, you probably already have the required flood insurance protection. But what if you don’t? Well, we’re here to help clarify some information about flood insurance in another one of … [Read more...]

Filed Under: Blog, Commercial Real Estate, Flood Insurance Tagged With: Business Interruption Insurance, business owners, Flooding, Home Insurance, Insurance Bundle, Insurance Claims, Insurance Package, Landlord, Real Estate, Water Damage

The Calm Before Spring Storms

February 23, 2018 By Ramey King Staff - c.c. Leave a Comment

Hail Storm

It's time to reevaluate your insurance policy before Spring Storms You know that feeling you get in your stomach with the sirens sound in the spring? Yeah, we do too. As much as we love the warmer weather that comes with springtime, we are also blessed with the severe weather that comes with it. As the saying about Texas weather goes, “wait a minute and it will change”, nothing could be more … [Read more...]

Filed Under: Blog, Business Insurance, Car Insurance, Coverage, Health Insurance, Homeowners Insurance Tagged With: Home Insurance, Insurance Bundle, Insurance Claims, Insurance Package, Life Insurance, Risk Reduction, Safety

Is your home prepared for winter?

January 18, 2018 By Ramey King Staff - c.c. Leave a Comment

Winterizing your home

Winter is upon us, and much of the United States is experiencing freezing temperatures. If you live in a region where the temperature drops below freezing; here are some tips to help protect your home during cold spells. Keep freezing pipes from bursting Frozen water in pipes causes pressure to build and could result in the pipes bursting at their weakest point. Pipes in attics, crawl spaces … [Read more...]

Filed Under: Blog Tagged With: Home Insurance, personal insurance, Real Estate, Rent

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From Our Blog

Is Your Home Prepared for Winter?

Winter is upon us, and much of the United States is experiencing freezing temperatures. If you were surprised last week by the winter weather...don't worry, we were too! Nevertheless, we live in a … [Read More...]

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320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

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