Ramey King Insurance

Denton Insurance Agency

Call Us Today! 1.800.453.9691
Call Us Today! 1.800.453.9691
Get A Quote
Customer Portal
  • Home
  • About Us
    • History
    • Staff
    • Memberships & Associations
    • Carriers
    • Preferred Vendors
  • Personal
    • Overview
    • Home Insurance
    • Health Insurance
    • Life Insurance
    • Auto
    • Toys
  • Business
    • Overview
    • Construction & Bonds
    • Food Industry
    • Commercial Property
    • Multi-Family
    • Landscape Contractors
    • HVAC
    • Not-For-Profits
  • Health / Benefits
    • Personal & Family Health
    • Employee Health Insurance & Benefits
  • Careers
  • Articles
    • Blog
    • Newsletter
  • Contact Us
You are here: Home / Blog / Knowing your home’s worth: High Value Home Insurance 101

Knowing your home’s worth: High Value Home Insurance 101

July 12, 2018 By Laura Riley Leave a Comment

Home prices are rising rapidly in North Texas. While homeowner’s insurance is a must, there’s another type of insurance that might be a must for you as well: High Value Home Insurance. High value home insurance is typically available for homes with a value in excess of $750,000. For homes with this kind of value, sometimes a standard homeowner’s policy is not the ideal fit. It’s important to work with an agency that understands and specializes in this type of coverage. In addition to a standard homeowner’s policy, high value insurance can offer clients additional coverage including:

  • Property Insurance– guaranteed dwelling replacement cost coverage, unlimited building code coverage, and sometimes “all risk” coverage
  • Contents- All risk replacement cost coverage
  • Valuable Articles- For priceless collectibles including art, computers, jewelry, furs, silverware, guns, and more
  • Loss of Use- Unlimited loss of use coverage
  • Personal Liability- libel and slander coverage, credit card coverage, $10,000 in medical payments
  • Identity Theft Coverage- Sometimes a high value insurance can include coverage for identity theft
  • Umbrella Coverage- Higher limits can be made available under high value insurance
  • Medical Coverage for Pets- Yes, you read that right!

In order to obtain high value coverage on your home, insurers usually send an expert appraiser to your home to view, assess and document your contents such as collectibles, antiques, jewelry, artwork, and custom materials. If all items check out, one can begin the process of acquiring high value home insurance policy.

Here at Ramey King, we’d love to help answer any questions you might have surrounding this special type of coverage. Please contact us today with any questions or thoughts!

Filed Under: Blog, Coverage, Homeowners Insurance Tagged With: Home Insurance, Ramey King Insurance

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

How Can We Help You?

  • Contact me with more info

From Our Blog

A Few Tips on Roof Protection

A roof can be very expensive. In fact, sometimes it can cost more than a new car. While we might view our rooftops as “out of sight, out of mind”, a damaged roof can get our attention pretty quick. … [Read More...]

footerlogo

320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

  • Facebook
  • LinkedIn
  • Twitter

2019 Best of Denton Winner

Copyright © 2021 Ramey King Insurance · All Rights Reserved

· · ·

Web Design by The Crouch Group · Log in