Buying commercial real estate can be a great investment. However, it is an investment that includes risk such as fire, hail and floods potentially destroying your property and your hard-earned investment. That is why you have insurance, to protect the investment over the long term. Here are some simple tips for making sure that you have the right insurance coverages and that you are paying the … [Read more...]
What’s Covered in a Standard Homeowners Policy?
For many of us, it’s overwhelming talking about homeowners’ insurance and trying to determine what coverages best fit our needs. If you've just bought a home or need to review your current policy, Ramey King Insurance can help. But where do you start? Let’s take a few minutes to review the basics of a homeowners’ insurance policy so we can better help you. A standard homeowners’ insurance … [Read more...]
4 Tips for Medical Professionals Insurance
How do you know if you have enough insurance, or too much, or even too little? This can be a problem in the medical industry. When you operate a medical business, you have a team who oversees a lot. All sorts of unique liabilities are going to occur throughout a business year. Here are a few tips to make sure you to have the right coverage. Focus on all Liabilities Sit down and … [Read more...]
Insurance for Business Owners: Adequate Means of Egress
Doesn’t that title sound sexy? Adequate means of egress may sound like something that would put you to sleep. However, it is really something that should keep you awake at night if it is not properly addressed. The bottom line is that business owners care for their customers and employees. Therefore having an adequate means of egress within a commercial building is important. Egress meaning … [Read more...]
What to do after the flood or hurricane damage?
Check list for cleaning up damage and starting the insurance claim process Early estimates on the damage from Hurricane Harvey range from $10 billion- $80 Billion. FEMA Director Brock Long has called Hurricane Harvey the worst disaster in Texas history. He has also estimated that it will take years for the Southeast Texas Region to fully recover. If you or a loved one has been effected by the … [Read more...]
Triple Net Leasing
Triple Net Leasing and Commercial Real Estate Insurance Savvy real estate investors know that investing in triple net leases is a solid long-term strategy. These low-risk portfolio properties offer steady income with minimal investment. What is A Triple Net Lease? Like a normal rental agreement, a triple net lease requires renters to pay property owners a monthly fee. Unlike typical lease … [Read more...]
Hurricane Harvey and your Insurance
Hurricane Harvey is rapidly approaching landfall on the Coast of Texas. It is of the upmost importance that every necessary precaution is taken to avoid what is being called the “Strongest Texas Coastal Bend Landfall in at least 47 Years.” The Weather Channel is forecasting days of rain through the end of August, possible complete destruction of mobile homes, and serve damage to trees. Please … [Read more...]
Slip, Trip, and Fall Hazards
Insurance for Business Owners: Hazards in the business Accidents can happen anytime and anywhere, however there are many things small and large companies can do in order to avoid a slip, trip, or fall hazards at their place of business. If a customer should happen to trip on a rug or slip on a piece of cracked flooring than there are liability issues at stake. Ramey King Insurance is available to … [Read more...]
5 Signs You Need to Hire a Commercial Real Estate Attorney
5 Signs You Need to Hire a Commercial Real Estate Attorney Both business owners and companies commonly ask, "If I am working with a commercial realtor, why and when do I need to hire a lawyer?" The difference is that an attorney is not making a commission on the decision. Sure, he or she may be collecting a fee or high, hourly rate; However, the experience and advice that a seasoned attorney … [Read more...]
Insurance for Business Owners: Fire Protection
Underwriters are beginning to order reviews and inspections from third-party companies when it comes to the fire protection plans in place at a business location. Simply owning fire extinguishers is not enough when it comes to making sure a place of business is adequately protected from fire threats. Fire Extinguishers Having a working fire extinguisher on site is important. The building owner … [Read more...]
- 1
- 2
- 3
- …
- 13
- Next Page »
