Below is an informative piece about Ordinance Law Coverage. Keep reading to learn more about this special coverage and how it applies to commercial real estate. What is ordinance or law coverage? This is one of the more important pieces of property insurance coverage that gets ignored, or at best, is not truly understood by property insurance buyers and many times by insurance … [Read more...]
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Knowing your home’s worth: High Value Home Insurance 101
Home prices are rising rapidly in North Texas. While homeowner’s insurance is a must, there’s another type of insurance that might be a must for you as well: High Value Home Insurance. High value home insurance is typically available for homes with a value in excess of $750,000. For homes with this kind of value, sometimes a standard homeowner’s policy is not the ideal fit. It’s important to work … [Read more...]
Do you know the signs and symptoms of too much heat? Find out more below!
Summer is here and we need to think seriously about working in the heat and high humidity. Too much heat and humidity can make people sick and in some cases, even cause death. Everyone reacts differently to heat but we all need to know how to recognize and treat heat emergencies. Normally the body cools itself by sweating. When the outside temperature is equal to or above the temperature of the … [Read more...]
How do you protect your company vehicles? Read below to find out!
Commercial Auto Insurance is just one of those insurance types that are almost a necessity for businesses, especially businesses that utilize cars, trucks, and vans in the name of the business. Commercial Auto Insurance is separate from your standard auto insurance and generally, commercial vehicles are required to hold his special insurance. Why, you might ask? Well, normally … [Read more...]
Someday, it will rain again. Before it does, you might consider Excess Flood Insurance.
Usually, a standard flood policy is enough to cover a home. However, there are extenuating circumstances that require additional flood insurance…cue Excess Flood Insurance. Excess Flood Insurance is a special type of insurance purchased through the National Flood Insurance Program (NFIP) if your home is in a particularly high-flood zone. Many times, lenders will require additional flood insurance … [Read more...]
Ladder Safety 101. Yes, it’s a thing.
Most real estate professionals think of many things when discussing their real estate. There’s the cap rates, maintenance costs, upgrades, monthly rents, etc. However, more often than not, the consideration of the roof is forgotten. Did you know there’s a killer on the loose and you’ve probably come across it in your day-to-day life? We’re talking about the common, ordinary ladder. … [Read more...]
Equipment Breakdown Coverage…yes, it’s a thing!
When equipment is working as it should, we take it for granted. But when it breaks down, day-to-day operations can suddenly grind to a screeching halt. For this very reason, this is why equipment breakdown is so important. Breakdowns can happen in virtually any work situation you can think of in any type of business setting. Some examples, to name a few, are: Your electrical system short … [Read more...]
So your college tenants moved out…what do you do?
You always know it’s springtime in Denton, Texas for a variety of reasons. The trees, allergies and warm weather are physical signs of spring, but there’s another tell-tale sign of springtime in Denton; a mass-exodus of college students leaving our fair city. Each spring and into the summer, Denton quiets down for a spell as college students head back to their respective hometowns. While a nice … [Read more...]
One Day Commercial Event Insurance
One- Day Event Insurance is a commercial insurance product you may or may not realize is in place when you attend events. Concerts, fairs, and rodeos, to name a few, all have event insurance coverage. This type of insurance, which can be purchased as an addition to a regular insurance policy, provides you with protection against a variety of undesirable outcomes which might arise in the wake of a … [Read more...]
Wedding or Event Insurance
Did You Know That You Could Get Special Event Insurance? Planning a wedding or any kind of special event can be a stressful time. While the memories and pictures last a lifetime, there are so many variables at stake in order to pull off these one-of-a-kind parties. Did you know that there’s a special insurance that can help protect you and the money you’ve put into the event? So what events does … [Read more...]
