Knowing the ins and outs of recreational vehicle insurance (aka RV) is important when considering this purchase. Since each RV is unique, you’ll need tailored coverage to match your needs. How you use your RV, how often you use it, even the RV itself is all unique to the makeup of the insurance. It’s important to ascertain everything you need to know regarding this investment. For starters, RV … [Read more...]
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Insurance for Property Managers…what you need to know!
Writing insurance for property managers has always been a big part of the business at Ramey King Insurance. We welcome the opportunity to visit with all managers of all types of property from apartments, single family and commercial. Many managers rely on the insurance provided by their property owners to insure their Management Company. There is some overlap and some coverage … [Read more...]
What you should know about Workers’ Compensation
Workers’ Compensation is a state-regulated insurance program that helps people with work-related injuries and illnesses. Under this coverage, eligible employees receive compensation and medical care to treat their injuries and illnesses. Depending on the severity of the injury itself, workers’ compensation might also provide: Payments to replace some of an injured … [Read more...]
Deterring motor vehicle burglars…helpful advice from the City of Denton
The City of Denton recently sent out its Residential Update newsletter. Inside, there was an interesting snapshot of how “observant citizens are one of the best deterrents for motor vehicle burglaries”. This is incredibly true. As Denton continues to surge in population growth, it’s inevitable the rate of crime will go up as well. Car burglaries are becoming routine in the city, so it’s up to us … [Read more...]
Personal watercrafts; big investments that require protection
Summer might be winding down but since we live in Texas, water-sports can be enjoyed for a few more months. Boats and personal watercraft are big investments, but if you love being on the water, you know they’re worth it! Protecting your fun investment with coverage that’s designed with you in mind is paramount to protecting your boat. Insuring your boat can help cover the cost of … [Read more...]
The importance of Landlord Insurance…especially in a college town
Do you own property? Do you lease it out to tenants? Have you heard of Landlord or Rental Dwelling Insurance? If not, read on below to learn more about this important coverage. If you own rental property, dependable coverage is crucial to maintaining your property. With Landlord Insurance, you’re prepared for major issues that threaten the property you own and your financial assets. … [Read more...]
The Ins and Outs of Crime Insurance
Crime Insurance, it's another type of insurance not widely known to the public. Despite it's relatively unknown state, it's an important insurance to acquire when trying to mitigate risk. Fidelity & Crime insurance addresses the most common threats to organizations, including losses due to employee dishonesty, credit card forgery, computer fraud and theft, and the disappearance or … [Read more...]
What you need to know about Ordinance Law Coverage
Below is an informative piece about Ordinance Law Coverage. Keep reading to learn more about this special coverage and how it applies to commercial real estate. What is ordinance or law coverage? This is one of the more important pieces of property insurance coverage that gets ignored, or at best, is not truly understood by property insurance buyers and many times by insurance … [Read more...]
Knowing your home’s worth: High Value Home Insurance 101
Home prices are rising rapidly in North Texas. While homeowner’s insurance is a must, there’s another type of insurance that might be a must for you as well: High Value Home Insurance. High value home insurance is typically available for homes with a value in excess of $750,000. For homes with this kind of value, sometimes a standard homeowner’s policy is not the ideal fit. It’s important to work … [Read more...]
Do you know the signs and symptoms of too much heat? Find out more below!
Summer is here and we need to think seriously about working in the heat and high humidity. Too much heat and humidity can make people sick and in some cases, even cause death. Everyone reacts differently to heat but we all need to know how to recognize and treat heat emergencies. Normally the body cools itself by sweating. When the outside temperature is equal to or above the temperature of the … [Read more...]
