Owning a boat is a lot of fun. It's also dangerous in some instances because of being out on the water. This means you have to protect yourself at all times. There are easy ways to accomplish this. Get Proper Lessons Driving a boat is more than just learning how to steer. You want to get proper lessons so you know how to handle the boat in various conditions. Further, you need to know about how … [Read more...]
Want a Quick Flip? Commercial Real Estate Investors Insurance is Critical
Many commercial real estate investors purchase property with the intention of making a quick flip. This is common and if you don't plan on holding onto the commercial real estate for long, why spend the money on insurance, right? Wrong. You need to have commercial real estate investors insurance as a way of protecting your investment, no matter how long you're going to have the property … [Read more...]
Insuring Vehicles for Your Business
Do You Have Sufficient Auto Insurance Coverage? One of the biggest mistakes that business owners make is assuming that their personal auto insurance covers their vehicles. If you have cars or trucks that you use for your business, you need a commercial auto insurance policy. Who is driving your vehicles? When you have multiple employees driving your vehicles, you need to switch coverage from … [Read more...]
4 Things You Didn’t Know Were Affecting Your Health Insurance Premiums
You probably already knew that living a healthy lifestyle, avoiding tobacco, and watching your waistline all have a positive effect on your health insurance premiums. However, you might not have known about these four risk factors that might be affecting your health insurance premiums. 1. Your Job People who work in high risk environments, such as careers with a risk of injury or job sites with … [Read more...]
3 Benefits of a Home Inventory When Buying Home Insurance
When you're getting ready to buy home insurance, you need to consider what's in your home. This is when it's a good idea to conduct a complete home inventory. This is something you could do on your own or hire a company to come and do for you. The benefits are significant and will allow you to get a better policy. Learn What You Have Many people go with a basic home insurance policy because they … [Read more...]
Insurance for Business Owners: Are You Prepared for the Unexpected?
As a business owner, there are things that you plan for in the normal course of business operations. However, a disaster is not something that you ever truly expect. These unexpected events can leave your business devastated if you are not financially prepared. Part of disaster preparation includes making sure your business assets are properly insured against disasters through insurance for … [Read more...]
5 Tips for Insuring Your Commercial Real Estate
When you are a commercial real estate investor, you need to obtain insurance. Otherwise, you run the risk of losing your investment entirely. Once you acquire the property, here are some tips to follow to help you get an affordable policy. Compare Quotes Multiple insurance companies provide investors insurance for commercial real estate. To avoid paying too much on premiums, get quotes from … [Read more...]
Does My Car Insurance Cover Rental Vehicles?
There are all sorts of instances when you might rent a vehicle. It could be for when you are moving, need to haul large goods to/from your home, or when you go on vacation. Whatever the reason, you need to know whether your auto insurance will cover a rental vehicle. Spending Money at the Rental Counter The moment you rent any kind of vehicle, the people at the rental car counter are prepared to … [Read more...]
How to Ensure You’re Protected on Your Next Catering Gig
When you're in the food and beverage industry, catering is a great way to make money. Whether you cater a birthday party, a wedding, or any other special event, you choose to bring the food to the people instead of the other way around. Inside your own commercial kitchen, you're protected with your business insurance. What about when you leave your property and go to someone else's? Finding … [Read more...]
6 Types of Insurance for Commercial Real Estate Investors
As a real estate investor, you are exposed to many different types of risk. These risks come in two main categories: property damage and personal liability. Property damage occurs accidentally and maliciously, if not from people then from natural disasters. As the owner of the property, you are held responsible for all safety concerns. This means you are at risk from a wide range of lawsuits. … [Read more...]
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