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You are here: Home / Archives for Newsletter

Newsletter

Dogs and Liability

August 8, 2019 By Laura Riley Leave a Comment

For many Americans, dogs play an important role in the family dynamic. They’re included in Christmas cards, family vacations, and sometimes share the main bed in the house. It’s a sweet thing to love a dog and receive a dog’s love in return. Almost 90 million dogs are owned as pets in the United States according to a 2017-2018 survey by the American Pet Products Association (III.org). Of that … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Homeowners Insurance, Personal Lines Tagged With: Blog, Coverage, Dog, Home Insurance, Liability, Renter

Renter’s Liability Coverage

July 18, 2019 By Laura Riley Leave a Comment

When you sign up for renter’s insurance, you’re not only protecting the contents of your home, you’re also protecting yourself financially from any liability cases brought against you. Most (but not all) renter’s policies provide a $100,000 (minimum) of financial protection for covered accidental bodily injury or property damage to others. What is Renters Liability Coverage? In the event … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Homeowners Insurance, Personal Lines Tagged With: Coverage, Landlord, Landlord Insurance, Ramey King, Renter, Tenant

Trampolines and your Homeowner’s Insurance

July 12, 2019 By Laura Riley Leave a Comment

Trampolines are almost a right of childhood. They’re fun, get kids outside, and encourage active play. But before you consider installing one in your home, it’s critical to understand that trampolines might not bode well with your homeowner’s insurance. The reason for this is simple: safety concerns. Continue reading below to learn more about the risks associated with these play items. Does … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Safety Program Tagged With: Coverage, Home Insurance, Ramey King Insurance, Trampoline

Mortgage Lenders & Insurance

June 21, 2019 By Laura Riley Leave a Comment

Whether it’s your first home or your third, it’s always an exciting time to buy a new house. You’ve fulfilled the list of requirements put in place by the mortgage lender and gathered all necessary documentation. However, there’s one thing the lender always requires: buying a homeowner’s insurance policy. Why is it required? Your lender will require that you buy enough home insurance to … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Weather Tagged With: Disaster, Home Insurance, Lender, Mortgage, Mortgage and Insurance, Ramey King Insurance, Weather

Vacation Insurance Coverage

June 13, 2019 By Laura Riley Leave a Comment

Sweet summertime...there’s nothing quite like it! This is the time of year that many people choose to take vacations. While it’s wonderful to get away, sometimes an unexpected event or illness can ruin even the best laid plans. So what exactly is vacation insurance? Let us illuminate this topic for you! Peace of Mind Vacation insurance provides a degree of protection to travelers and their … [Read more...]

Filed Under: Blog, Coverage, Personal Lines, Weather Tagged With: Coverage, Ramey King Insurance, Travel, Vacation

Pool Safety 101

June 6, 2019 By Laura Riley Leave a Comment

It’s summertime in Texas which means thousands of us flock to the waters to cool off and get a break from the relentless heat. While a fun pastime, pool and water safety need to be top of mind to ensure your loved ones remain safe this summer. So, what exactly does pool safety mean? For starters, it’s important to know about ten people drown every day in the United States, and two of those … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Weather Tagged With: Pool, Ramey King Insurance, Safety, Summer, Water

Insuring Residential Contractors

May 23, 2019 By Laura Riley Leave a Comment

Residential Contractors do important work that encompasses a broad amount of construction. When you think of residential contractors, you might think of the company who built your new home, or any of the dozen subcontractors who did a portion of the work. Historically speaking, these business types have been easy to insure. Most insurance carriers would provide a competitive insurance plan for … [Read more...]

Filed Under: Blog, Construction, Coverage, Homeowners Insurance, Personal Lines Tagged With: Construction, Contractor, Coverage, Ramey King Insurance

Hailstorm? Now what?

May 9, 2019 By Laura Riley Leave a Comment

Given the recent storms that hit Denton, coupled with the fact we’re in the thick of our severe weather season, Ramey King wanted to provide a quick overview for how you determine hail damage and what to do. Many times, you have coverage for hail damage under your property insurance. Nevertheless, here’s some information we hope you find helpful if you're caught in a nasty storm. Damage can … [Read more...]

Filed Under: Blog, Business, Coverage, Homeowners Insurance, Personal Lines, Weather Tagged With: Coverage, damage, Hail, Ramey King Insurance, Roof, Storm, Water Damage, Weather

Deductibles, explained!

April 12, 2019 By Laura Riley Leave a Comment

When it comes to Commercial Property Insurance, there are so many facets that encompass this specialty insurance that it can be hard to keep track. In that same vein, there are also many deductible types that make up Commercial Property Insurance as a whole.  Most are pretty straight forward, however, some need a little more explanation.  Today’s article will discuss the various types of … [Read more...]

Filed Under: Blog, Business, Coverage Tagged With: Commercial Insurance, Coverage, Deductibles, Ramey King Insurance

Do your employees drive company vehicles? Here’s what you should know!

April 5, 2019 By Laura Riley Leave a Comment

You might think of your fleet or company car as an after-thought, however, it should be at the top of your mind. When hiring a new employee and someone that will be operating a company car, it is crucial to be diligent and check everything there is to know about the driver. Being in the insurance world ourselves, we’ve seen quite a few instances where a business did not thoroughly check their new … [Read more...]

Filed Under: Blog, Business, Car Insurance, Coverage, New Vehicle, Safety Program Tagged With: Coverage, Ramey King Insurance, Safe Driving, Safety

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From Our Blog

assets and liability insurance

How Much Liability Limit Should You Buy for Your Business?

How Much Liability Limit Do I Need for My Business? We get this question a lot and of course it is an excellent question. Unfortunately there is not a good method to determine the answer. No one can … [Read More...]

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320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

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