Ramey King Insurance Blog

Insurance Updates in Texas & More

RAMEY KING INSURANCE BLOG

Insurance Updates

Our team does its best to keep you up to date on insurance related news that could be relative to you.

For questions, quotes, or other inquiries, reach out to us through one of the forms on our site or through one of our other contact options. Let us know how we can help you!

September 2, 2025

Is Hurricane Damage Covered by a Standard Commercial Property Policy?

When hurricane season arrives in Texas, many business owners start to wonder if their commercial property insurance provides the protection they need. The potential damage from […]
August 6, 2025

Which Landlord Risks Are Covered Under a Typical Rental Property Policy?

Owning rental property in Texas can be a smart investment, but it comes with its own set of risks. Whether you rent out a single-family home, […]
July 22, 2025

Insurance Shifts in High-Risk Zones: What to Know

In recent years, wildfires and other natural disasters have grown more frequent, more severe, and more expensive. As climate-related risks rise, insurance companies across the country […]
July 8, 2025

The Ultimate Guide to Texas Commercial Property Insurance

When it comes to protecting your business assets in the Lone Star State, commercial property insurance can play a vital role. Whether you own a retail […]
June 26, 2025

How Do Surety Bonds Differ from Traditional Insurance?

If you’re running a business in Texas, understanding your obligations when it comes to financial guarantees and risk protection is essential. One area that often causes […]
June 20, 2025

Understanding Insurance Audits: Why Carriers Request them and Why they Matter

Many types of commercial insurance carriers base their premium on many different underwriting factors including exposure. An insurance audit is the foundational tool for risk management, […]
June 19, 2025

Do All Small Businesses in Texas Need General Liability Insurance?

As a small business owner in Texas, you likely wear many hats—manager, marketer, problem solver, and more. Amid the day-to-day responsibilities, insurance might not always be […]
April 15, 2025

Does a Standard Homeowners Policy Cover Earthquake Damage?

Natural disasters can strike at any time, and earthquakes are no exception. While Texas may not be known for frequent seismic activity like California, earthquakes can […]
March 21, 2025

Who Needs E&O Insurance and How Much Protection Is Enough?

Errors and Omissions (E&O) Insurance is an essential safeguard for businesses and professionals providing services in Texas. Whether you’re a consultant, contractor, or small business owner, […]

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Client Feedback

Hear what our clients have to say about the professional insurance services offered at Ramey King Insurance.
  • Howard Deihl
    I have worked with Jeremiah for almost a year and he is doing a fantastic job. Keep up the hard work!
    Howard Deihl
  • Tim Crouch
    Ramey King Insurance takes care of all my insurance needs Homeowners, Auto, Boat and Rental properties. I trust Ramey King to find me the best coverage for the best price and I highly recommend them!
    Tim Crouch

September 2, 2025

Is Hurricane Damage Covered by a Standard Commercial Property Policy?

When hurricane season arrives in Texas, many business owners start to wonder if their commercial property insurance provides the protection they need. The potential damage from […]
August 6, 2025

Which Landlord Risks Are Covered Under a Typical Rental Property Policy?

Owning rental property in Texas can be a smart investment, but it comes with its own set of risks. Whether you rent out a single-family home, […]
July 22, 2025

Insurance Shifts in High-Risk Zones: What to Know

In recent years, wildfires and other natural disasters have grown more frequent, more severe, and more expensive. As climate-related risks rise, insurance companies across the country […]
July 8, 2025

The Ultimate Guide to Texas Commercial Property Insurance

When it comes to protecting your business assets in the Lone Star State, commercial property insurance can play a vital role. Whether you own a retail […]
June 26, 2025

How Do Surety Bonds Differ from Traditional Insurance?

If you’re running a business in Texas, understanding your obligations when it comes to financial guarantees and risk protection is essential. One area that often causes […]
June 20, 2025

Understanding Insurance Audits: Why Carriers Request them and Why they Matter

Many types of commercial insurance carriers base their premium on many different underwriting factors including exposure. An insurance audit is the foundational tool for risk management, […]
June 19, 2025

Do All Small Businesses in Texas Need General Liability Insurance?

As a small business owner in Texas, you likely wear many hats—manager, marketer, problem solver, and more. Amid the day-to-day responsibilities, insurance might not always be […]
April 15, 2025

Does a Standard Homeowners Policy Cover Earthquake Damage?

Natural disasters can strike at any time, and earthquakes are no exception. While Texas may not be known for frequent seismic activity like California, earthquakes can […]
March 21, 2025

Who Needs E&O Insurance and How Much Protection Is Enough?

Errors and Omissions (E&O) Insurance is an essential safeguard for businesses and professionals providing services in Texas. Whether you’re a consultant, contractor, or small business owner, […]