Sweet summertime…there’s nothing quite like it! This is the time of year that many people choose to take vacations. While it’s wonderful to get away, sometimes an unexpected event or illness can ruin even the best laid plans. So what exactly is vacation insurance? Let us illuminate this topic for you!

Peace of Mind

Vacation insurance provides a degree of protection to travelers and their vacation plans. More often than not, there are unforeseeable circumstances that can cause a vacation to be cancelled. Rather than lose out on all the money/deposits/etc., vacation insurance can help recoup your losses. Examples of items commonly included in vacation coverage are as follows:

• Cancellations
• Interruptions or Delays
• Medical
• Baggage Claims
• Accidents
• Injuries
• Missed Connections
• Other Services

While there’s no “one size fits all” when it comes to vacation coverage, there are various options you can choose to help create the coverage that best fits your needs.

Utilizing Vacation Insurance

While we certainly hope you never have to utilize your vacation insurance coverage, there are instances where you might have no choice. Some common reasons we’ve seen are sudden emergencies back home that cause the rest of the vacation to be cancelled. Some travelers have even lost their job before going on vacation and needed to utilize the coverage. There are significant costs associated with cancelling trips without protection, including canceled hotel stays, emergency medical transportation and stolen baggage, to name a few.

Importance of Vacation Insurance

We recommend shopping for vacation insurance right after making your travel arrangements. This helps with budgeting and also provides the necessary coverage in the lead up to the big trip. As stated earlier, there’s no one-size-fits-all so we recommend speaking with a professional to help you obtain the best protection possible.

As always, our agents at Ramey King are willing and ready to assist you in protecting your vacation today!