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You are here: Home / Archives for Water Damage

Foundation Coverage: Four Types of Water Damage to Consider

July 2, 2020 By Laura Riley Leave a Comment

Homeowner's Insurance provides coverage in the event your home or belongings suffer damage or complete loss. When you make a claim on your policy, the coverage provided is based on the event that caused the damage. This is also known as "peril" in the insurance world. One of the most common peril homeowners want on their policy is water damage. It is crucial to know the four types of water … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines Tagged With: Coverage, Foundation, Ramey King Insurance, Water Damage

Hailstorm? Now what?

May 9, 2019 By Laura Riley Leave a Comment

Given the recent storms that hit Denton, coupled with the fact we’re in the thick of our severe weather season, Ramey King wanted to provide a quick overview for how you determine hail damage and what to do. Many times, you have coverage for hail damage under your property insurance. Nevertheless, here’s some information we hope you find helpful if you're caught in a nasty storm. Damage can … [Read more...]

Filed Under: Blog, Business, Coverage, Homeowners Insurance, Personal Lines, Weather Tagged With: Coverage, damage, Hail, Ramey King Insurance, Roof, Storm, Water Damage, Weather

A Few Tips on Roof Protection

March 23, 2019 By Laura Riley Leave a Comment

A roof can be very expensive. In fact, sometimes it can cost more than a new car. While we might view our rooftops as “out of sight, out of mind”, a damaged roof can get our attention pretty quick. We’ve compiled a list of tips to keeping your roof maintained. After all, the roof is protecting you and all of your belongings inside. Keep Gutters Clean You should always keep your gutters clear … [Read more...]

Filed Under: Blog, Commercial Real Estate, Coverage, Homeowners Insurance, Personal Lines, Weather Tagged With: Coverage, Protection, Ramey King Insurance, Roof, Water Damage

Flood Insurance 101

March 15, 2018 By Ramey King Staff - c.c. Leave a Comment

Flood insurance

The risk of flooding can strike pretty much anywhere and everywhere. Even if you live outside of a high-risk area, your home is still vulnerable to these natural disasters. Now, if you live in these high-risk areas, you probably already have the required flood insurance protection. But what if you don’t? Well, we’re here to help clarify some information about flood insurance in another one of … [Read more...]

Filed Under: Blog, Commercial Real Estate, Flood Insurance Tagged With: Business Interruption Insurance, business owners, Flooding, Home Insurance, Insurance Bundle, Insurance Claims, Insurance Package, Landlord, Real Estate, Water Damage

Hurricane Harvey and your Insurance

August 25, 2017 By Ramey King Staff - c.c. Leave a Comment

Hurricane Harvey Landfall

Hurricane Harvey is rapidly approaching landfall on the Coast of Texas. It is of the upmost importance that every necessary precaution is taken to avoid what is being called the “Strongest Texas Coastal Bend Landfall in at least 47 Years.” The Weather Channel is forecasting days of rain through the end of August, possible complete destruction of mobile homes, and serve damage to trees. Please … [Read more...]

Filed Under: Blog, Business Insurance, Car Insurance, Checklist, Commercial Real Estate, Coverage, Flood Insurance, Health Insurance Tagged With: Healthcare, Home Insurance, Insurance Bundle, Insurance Claims, Insurance Package, Landlord, Liability, Liability Limit, Life Insurance, Loss Control, Prevention, Property Investment, Real Estate, Risk Reduction, Safety, Vacant Building, Water Damage

Water Damage: What’s Covered?

January 6, 2017 By Ramey King Staff - S.H. Leave a Comment

water damage home

Water is essential to life, but it can also be a powerful, damaging force.  What happens if water damages your home?  How do you know what your homeowners insurance covers? Consider The Source When looking at homeowners insurance coverage for water damage, it's important to consider the source of the water. Generally speaking, a standard homeowners insurance policy covers damage from water … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Weather Tagged With: Frozen Pipes, Home Insurance, Prevention, Ramey King Insurance, Risk Reduction, Water Damage

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From Our Blog

Liquor Liability Insurance; a good thing to have this holiday season!

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320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

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