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Cyber Security Liability Insurance

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  • Cyber Security Liability Insurance

Cyber Security Liability Insurance

Published by Ramey King Insurance on February 13, 2018
Categories
  • Blog
  • Business Insurance
Tags
  • Business Interruption Insurance
  • Cyber Insurance
  • Hacking
  • Ramey King Insurance

Doesn’t that only affect National Firms?Cyber Security

Many years ago, concerns about hackers and security breaches were only something that the local business only read about in the newspapers or heard about by other media.  This was something that only affected large national companies.  But now as virtually every business has entered the digital age with their own websites, on-line data storage and vital clients, prospects and employee that is now stored in their own computer server at their office.  And as we now read the media and trade journals, we have now found that hackers and data breach thieves can and will access most any business.

So with this joyous thought, here are some insurance coverage areas that every business owner needs to review in their insurance program.

  1. First Party Protection

    a. Loss of digital assets
    b. Non-physical Business Interruption
    c. Cyber Extortion
    d. Cyber Terrorism

  2. Third Party

    a. Network Security and Privacy Liability
    b. Employee Privacy Liability
    c. Electronic Media Liability

For more details and insurance questions on this subject contact Ramey King Insurance at 800-453-9691, or visit our office at 320 Eagle, Denton, TX or visit our website at www.rameyking.com

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This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.