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Open Enrollment and Obamacare in Texas

Obamacare in Texas

obamacare in texasTexas is one of 36 states that are part of the federal health exchange network. Also known as the Marketplace, this extensive network features a myriad of affordable healthcare providers for Texas residents. From Aetna to Blue Cross Blue Shield, families and individuals can search for coverage plans that meet their needs within time and budget. Texas residents who pay taxes may also qualify for subsidization or lower premium/coverage rates per month. For those Texas residents that are unemployed or experiencing economic hardships, Medicaid and Medicare plans are available as well. 

The Marketplace for Texas

Texas residents simply need to visit www.Healthcare.gov to compare quotes from a range of brokers and providers. This site is also known as the federal Marketplace, which also includes plans offered by private insurance and for-profit companies. Based on your income and economic level, you may be eligible for lower monthly premiums on plans and policies. This is one of the benefits of Obamacare in Texas, which is governed by the Patient Protection and Affordable Care Act (ACA). Texas residents with a dependent may also apply for federal coverage, subsidies, and government-based financial assistance. 

Mandatory Coverage for Texas Residents

The Affordable Care Act, or Obamacare, is a federal healthcare law that requires ALL Americans to purchase health coverage during the annual Open Enrollment Period. The OEP, however, runs only from November 1 to January 31. This means it is too late for Texans without healthcare coverage to apply for coverage for 2016. However, there will be another Open Enrollment Period for 2017, which will take place from November 1, 2016 through January 31, 2017. Failure to apply or missing this deadline can result in IRS-imposed penalties. Like the 35 states under the Obamacare umbrella, it is mandatory for Texas residents to secure healthcare coverage for themselves and their dependents. Texas residents, however, do have the option of securing their own private healthcare coverage without going through the Marketplace application process.

Texas Obamacare Enrollment Assistance

If you are unsure about the Texas Obamacare enrollment and application process, simply contact Ramey King Insurance today. With years of extensive industry experience, our trusted and reputable agents can help and guide you throughout the entire process. This includes understanding your coverage options under the Affordable Healthcare Act, along with accessing and comparing different quotes and plans. Assistance is available via phone at (940) 382-9691, by using our contact form here, or you can visit us in person and request timely and professional help with any and all insurance matters.

For more information on Obamacare in Texas, please contact Ramey King Insurance today and get the help and services you need.