Toy Coverage (•Motorcycle/ATV•Boat/Watercraft •Recreation Vehicle/Motorhome) protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or theft of your “Toy”.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage/PIP pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
We provide coverage for your specific needs, with policy options including:
- Accessory coverage
- Transport Trailer coverage
- Roadside Assistance
- Comprehensive and Collision coverage
- Bodily Injury/Property Damage Liability
- Uninsured/Underinsured Motorist coverage
- Trip Interruption
- Total Loss coverage
- Rental Vehicle coverage
- On-road coverage for off-road vehicles