Ramey King Insurance

Denton Insurance Agency

Call Us Today! 1.800.453.9691
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You are here: Home / Health / Benefits Top Level Organizer / Employee Health Insurance & Benefits

Employee Health Insurance & Benefits

Employee Census Form
Please Fill Out This Form (PDF)
and return to Ramey King
Fax: 940-243-1050
Email: info@rameyking.com
team photoEmployee Benefits often include a variety of coverage such as Medical, Dental, Vision, Life, Disability, even Long Term Care as well as additional options for employees to choose based on their needs and their personal budget.

Medical

Major medical insurance is the cornerstone of any benefits package. There are many different levels of coverage from low deductible, minimal out of pocket plan designs, to catastrophic high deductible plans. Major medical plans are available on both a fully and self-insured basis. We can also set up H S A (Health Savings Account) compatible plans, an HRA (Health Reimbursement Arrangement), as well as an FSA (Flexible Savings Account).

Dental

Good dental hygiene is proven to reduce gum disease and the occurrence of other health problems. In addition it is one of the most requested coverage options for an employee workforce. It is available on an employer paid and voluntary basis.

Vision

Regular eye exams can lead to early detection of glaucoma, hypertension, macular degeneration, and diabetes. Vision insurance is very affordable and covers the cost of exams and materials such as frames, lenses, and contacts. It is available on an employer paid and voluntary basis benefits

Life

A basic life benefit is very affordable for your employee workforce and with a basic life benefit in place employees can also buy additional life insurance for themselves and their families at their own cost.

Disability

Income replacement when you are not able to work is a very important way to protect assets and to enable you and your employees to maintain the lifestyle you are accustomed to. Short and long-term disabilities coverage is very affordable on a group basis and can be both employer paid and voluntary.

Long Term Care

Most major medical plans only pay a limited benefit for long-term care and home health care. Once these benefits are exhausted you are on the hook for all of these expenses. LTC coverage is another great way to protect your assets and is very affordable on a group basis.

Voluntary Worksite

Why not allow your employees to purchase accident, critical illness; such as cancer, heart, and stroke insurance, or even a lump sum hospitalization coverage such as AFLAC? These can be easily payroll deducted and give your employees peace of mind and money in their pocket when an unexpected accident or illness occurs.

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320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

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