Sweet summertime...there’s nothing quite like it! This is the time of year that many people choose to take vacations. While it’s wonderful to get away, sometimes an unexpected event or illness can ruin even the best laid plans. So what exactly is vacation insurance? Let us illuminate this topic for you! Peace of Mind Vacation insurance provides a degree of protection to travelers and their … [Read more...]
Pool Safety 101
It’s summertime in Texas which means thousands of us flock to the waters to cool off and get a break from the relentless heat. While a fun pastime, pool and water safety need to be top of mind to ensure your loved ones remain safe this summer. So, what exactly does pool safety mean? For starters, it’s important to know about ten people drown every day in the United States, and two of those … [Read more...]
Insuring Residential Contractors
Residential Contractors do important work that encompasses a broad amount of construction. When you think of residential contractors, you might think of the company who built your new home, or any of the dozen subcontractors who did a portion of the work. Historically speaking, these business types have been easy to insure. Most insurance carriers would provide a competitive insurance plan for … [Read more...]
Hailstorm? Now what?
Given the recent storms that hit Denton, coupled with the fact we’re in the thick of our severe weather season, Ramey King wanted to provide a quick overview for how you determine hail damage and what to do. Many times, you have coverage for hail damage under your property insurance. Nevertheless, here’s some information we hope you find helpful if you're caught in a nasty storm. Damage can … [Read more...]
A Few Tips on Roof Protection
A roof can be very expensive. In fact, sometimes it can cost more than a new car. While we might view our rooftops as “out of sight, out of mind”, a damaged roof can get our attention pretty quick. We’ve compiled a list of tips to keeping your roof maintained. After all, the roof is protecting you and all of your belongings inside. Keep Gutters Clean You should always keep your gutters clear … [Read more...]
Winter Storms: What’s Covered?
Winter isn't quite over yet! It's always best to be prepared. While Texas weather keeps teasing us that spring is on the way, there’s still quite a bit of winter left before we can really put our guard down and enjoy the upcoming warmth! With that in mind, it’s always a good idea to have the knowledge surrounding your policy and what exactly is covered in the event of a winter storm. In the … [Read more...]
Commercial Property Insurance: The Why Behind the Questions
Reviewing your current policy could save you money! All I want is a proposal. Why so many questions regarding commercial property insurance? From time it time, it makes sense to review your insurance for your apartment or commercial property. When it comes to this decision process, most don’t really know what they are looking for insurance in an agent or an insurance policy, or what the … [Read more...]
Insurance for Jewelry Gifts: Things to Consider
Consider protecting your Valentine's Gift today! From flowers and candy to jewelry and dining out, Americans spend nearly $20 billion to show their love on Valentine’s Day, according to Forbes. And with Valentine’s Day just around the corner, now is a good time to consider protecting your investment if you plan on buying an expensive jewelry gift this year. So when it comes to jewelry, who … [Read more...]
The Importance of Tree Maintenance
Trees are a beautiful addition to any home and can add value to your property. However, trees can also be troublesome if they aren’t properly maintained. Besides being unsightly, dead or decaying trees pose a safety hazard that can leave you liable for damages caused. It’s important to understand what is covered by a homeowner’s insurance policy if a tree should fall on your property or a … [Read more...]
4 Ways to Protect Yourself as a Boat Owner
Owning a boat is a lot of fun. It's also dangerous in some instances because of being out on the water. This means you have to protect yourself at all times. There are easy ways to accomplish this. Get Proper Lessons Driving a boat is more than just learning how to steer. You want to get proper lessons so you know how to handle the boat in various conditions. Further, you need to know about how … [Read more...]
