When it comes to protecting your finances, there are many avenues one can use to ensure its security. And, the reason most people take protective measures to ensure financial security is because of how unpredictable the future can seem. In the midst of an election year, and a tumultuous 2020 to boot, we thought it appropriate to discuss how insurance lessens your financial risk. When it comes … [Read more...]
Trees & Homeowners Insurance
Trees are very common around houses and in communities across the United States. Many people enjoy the beauty, shade and ambience trees provide to their home. However, over time, disease and the elements can take a toll on these trees, turning them into dangers to your own property or the property of others. Insurance You might be wondering if insurance will pay for the removal of standing … [Read more...]
Foundation Coverage: Four Types of Water Damage to Consider
Homeowner's Insurance provides coverage in the event your home or belongings suffer damage or complete loss. When you make a claim on your policy, the coverage provided is based on the event that caused the damage. This is also known as "peril" in the insurance world. One of the most common peril homeowners want on their policy is water damage. It is crucial to know the four types of water … [Read more...]
How has COVID-19 changed your business for 2020?
The State of Texas is slowly reopening and many of us are starting life again with a new normal. This is especially true of business owners across the state. While the rest of 2020 remains uncertain, we have compiled a list of questions pertaining to your business and insurance coverage. We hope you find these points beneficial as your business resumes operations. Has your property recently … [Read more...]
The Benefits of Combining Home & Auto Insurance
Most insurance companies do not sell one type of insurance. If you go to an insurance company for a car insurance policy, there is a strong chance they will try and encourage you to bundle it with a homeowners or renters insurance policy. Many major insurance companies offer home and auto insurance bundles which contain quite a bit of perks, discounts and unique coverage opportunities when … [Read more...]
New Years Resolutions: Thinking About Insurance
Have you made your 2020 resolutions and goals? If you have, we hope 2020 is a successful year for you! But bearing in mind your resolution, do any of your goals result in a change of insurance needs? Below, we’ve included some questions you might consider as we embark on a new year. Any new properties or homes? Find out what the premium estimates are for these additions before you make a … [Read more...]
Five Common Mistakes When Buying Personal Insurance
Have you ever purchased personal insurance and when you finally have to make a claim, you realize you made a mistake? This happens often and we’re here and committed to help address the five most common mistakes when buying personal insurance. Not reviewing your policy every year Once a year, you should review your policy for any changes that happened over the past year. Changes include … [Read more...]
Five Common Mistakes When Buying Personal Insurance
Have you ever purchased personal insurance and when you finally have to make a claim, you realize you made a mistake? This happens more often than not and we’re here to help address the five most common mistakes when buying personal insurance. Not reviewing your policy once a year Once a year, you should review your policy for any changes that happened over the past year. Changes include … [Read more...]
Earthquake Insurance…in Texas?
You might be reading the title of this article with slight confusion. Earthquakes? In Texas? While they’re not incredibly common, earthquakes are becoming more and more widespread across our great state. In general, most Texas insurance coverages do not include earthquake coverage, as it’s a coverage that’s not usually provided or asked for in most property coverages. However, due to the uptick in … [Read more...]
Working From Home and Insurance
More and more, you’re hearing about companies offering jobs for remote employees. Remote work, or working from home, is increasingly becoming a perk in the workforce and allows for more flexibility than the traditional 9-5 office work. While telecommuting isn’t new, technological enhancements have made the transition from office to home that much easier. This option is now open to many more office … [Read more...]
