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You are here: Home / Archives for Newsletter / Construction

Claims and Underwriting: Frequency-Severity Method

November 17, 2020 By Laura Riley Leave a Comment

When it comes to the underwriting of insurance, there is a particular method insurer’s use when calculating how much the average claim costs. This method is called the frequency-severity method. What Is the Frequency-Severity Method? Overall, the frequency-severity method is a method for determining the expected number of claims that an insurer will receive during a given time period and how … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Construction, Coverage, Newsletter, Personal Lines Tagged With: Coverage, Ramey King Insurance, Risk Reduction

New Years Resolutions: Thinking About Insurance

December 18, 2019 By Laura Riley Leave a Comment

Have you made your 2020 resolutions and goals? If you have, we hope 2020 is a successful year for you! But bearing in mind your resolution, do any of your goals result in a change of insurance needs? Below, we’ve included some questions you might consider as we embark on a new year. Any new properties or homes? Find out what the premium estimates are for these additions before you make a … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Construction, Coverage, Personal Lines Tagged With: Coverage, Insurance, New years, Ramey King Insurance, Resolution

How Often Should I Review My Insurance?

August 16, 2019 By Laura Riley Leave a Comment

How often should you review or bid your insurance? This is a question we’re asked many times in a year. While we live in a free-market economy that allows a person to seek the best option when purchasing from vendors, (i.e. insurance companies) the concept of putting a product out to bid creates some interesting thoughts. What is a good option to get the best insurance program? Several years … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Construction, Coverage, Flood Insurance, Health Insurance, Homeowners Insurance, Personal Lines Tagged With: Coverage, Insurance, Ramey King Insurance, Review

Insuring Residential Contractors

May 23, 2019 By Laura Riley Leave a Comment

Residential Contractors do important work that encompasses a broad amount of construction. When you think of residential contractors, you might think of the company who built your new home, or any of the dozen subcontractors who did a portion of the work. Historically speaking, these business types have been easy to insure. Most insurance carriers would provide a competitive insurance plan for … [Read more...]

Filed Under: Blog, Construction, Coverage, Homeowners Insurance, Personal Lines Tagged With: Construction, Contractor, Coverage, Ramey King Insurance

Construction Bonds: Are you ready to take on the next project?

August 22, 2016 By Ramey King Staff - S.H. Leave a Comment

shaking hands

Find out what a bonding line will do for your business. If you already have a bonding line, is it with the right company or do you know what is available to you? Here is a short list of type of bonds that can be obtained for your business. Bid Bond: Ensures the bidder on a contract will enter into the contract and furnish the required payment and performance bonds if awarded the contract. … [Read more...]

Filed Under: Blog, Construction, Newsletter

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From Our Blog

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Storm Shelters and Safe Rooms

When a person makes an addition or improvement to their home, many questions cross their mind. First and foremost, what is the cost of the addition and will it add value to my home? These improvements … [Read More...]

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320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

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