Ramey King Insurance

Denton Insurance Agency

Call Us Today! 1.800.453.9691
Call Us Today! 1.800.453.9691
Get A Quote
Customer Portal
  • Home
  • About Us
    • History
    • Staff
    • Memberships & Associations
    • Carriers
    • Preferred Vendors
  • Personal
    • Overview
    • Home Insurance
    • Health Insurance
    • Life Insurance
    • Auto
    • Toys
  • Business
    • Overview
    • Construction & Bonds
    • Food Industry
    • Commercial Property
    • Multi-Family
    • Landscape Contractors
    • HVAC
    • Not-For-Profits
  • Health / Benefits
    • Personal & Family Health
    • Employee Health Insurance & Benefits
  • Careers
  • Articles
    • Blog
    • Newsletter
  • Contact Us
You are here: Home / Archives for Newsletter / Commercial Real Estate

Claims and Underwriting: Frequency-Severity Method

November 17, 2020 By Laura Riley Leave a Comment

When it comes to the underwriting of insurance, there is a particular method insurer’s use when calculating how much the average claim costs. This method is called the frequency-severity method. What Is the Frequency-Severity Method? Overall, the frequency-severity method is a method for determining the expected number of claims that an insurer will receive during a given time period and how … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Construction, Coverage, Newsletter, Personal Lines Tagged With: Coverage, Ramey King Insurance, Risk Reduction

Commercial Property Rate Increases

October 23, 2020 By Laura Riley Leave a Comment

Across the country, commercial property rates are on the rise as insurers are forced to contend with a rise of natural disasters, social unrest and the COVID-19 pandemic. In addition to these tumultuous times, insurance companies have become stricter with their underwriting by restricting some coverages and excluding risks that have been covered in the past. While it might seem like the rates … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage Tagged With: Commercial Insurance, Property Cost Evaluation, Property Rate Increase

3 Tips for Comparing Apartment Investors Insurance

July 30, 2020 By Laura Riley Leave a Comment

Apartment real estate can be a great investment. However, it is an investment that includes risk such as fire, hail, and floods. All the above have the potential to destroy your property and hard-earned investment. That is why you have insurance; to protect the investment over the long term. Below, we have outlined some simple tips for making sure you have the appropriate insurance coverage for … [Read more...]

Filed Under: Blog, Commercial Real Estate, Coverage Tagged With: Apartment, Apartment Coverage, Commercial Insurance, Property Investment, Real Estate

Real Estate Investment? Cons of that “great deal”

June 18, 2020 By Laura Riley Leave a Comment

Most people in the real estate investment business hope to find that “great deal” for the right price to add to their portfolio; but many times the property that has that great price may have a few issues that can make it a bit more challenging to purchase…and insure. When searching for real estate, here are some common buzz words to be mindful of: Purchase “as is”Some renovations … [Read more...]

Filed Under: Blog, Commercial Real Estate, Coverage, Homeowners Insurance Tagged With: Coverage, Insurance, Property Investment, Ramey King Insurance

Master Renters Program 101

February 13, 2020 By Laura Riley Leave a Comment

Ramey King has provided a specialty insurance for residential and apartment properties for many years. One of the continuous challenges to owners of these properties are claims that are caused by a tenant and can vary in scope. Common claims from tenants include grease fires, cigarette fires, or just general issues caused by the tenant themselves. We strongly suggest that tenants acquire … [Read more...]

Filed Under: Blog, Commercial Real Estate, Coverage Tagged With: Coverage, Insurance Claims, Landlord, Landlord Insurance, Master Renters Program, Ramey King Insurance, Renters Insurance

Insurance Companies & Inspection Requests

January 30, 2020 By Laura Riley Leave a Comment

Most commercial insurance companies have either engineering departments or loss control departments. These departments are staffed by highly trained engineers or technical safety personnel. These important staff members are tasked with coming out to see and inspect businesses and properties that are insured by their carrier. And while inspections can happen any time, most of these insurance … [Read more...]

Filed Under: Blog, Commercial Real Estate, Coverage Tagged With: Blog, Commercial Insurance, Coverage

New Years Resolutions: Thinking About Insurance

December 18, 2019 By Laura Riley Leave a Comment

Have you made your 2020 resolutions and goals? If you have, we hope 2020 is a successful year for you! But bearing in mind your resolution, do any of your goals result in a change of insurance needs? Below, we’ve included some questions you might consider as we embark on a new year. Any new properties or homes? Find out what the premium estimates are for these additions before you make a … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Construction, Coverage, Personal Lines Tagged With: Coverage, Insurance, New years, Ramey King Insurance, Resolution

Earthquake Insurance…in Texas?

October 11, 2019 By Laura Riley Leave a Comment

You might be reading the title of this article with slight confusion. Earthquakes? In Texas? While they’re not incredibly common, earthquakes are becoming more and more widespread across our great state. In general, most Texas insurance coverages do not include earthquake coverage, as it’s a coverage that’s not usually provided or asked for in most property coverages. However, due to the uptick in … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Homeowners Insurance, Personal Lines Tagged With: Coverage, Earthquake Insurance, Natural Disaster, Ramey King Insurance

Working From Home and Insurance

September 27, 2019 By Laura Riley Leave a Comment

More and more, you’re hearing about companies offering jobs for remote employees. Remote work, or working from home, is increasingly becoming a perk in the workforce and allows for more flexibility than the traditional 9-5 office work. While telecommuting isn’t new, technological enhancements have made the transition from office to home that much easier. This option is now open to many more office … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Health Insurance, Homeowners Insurance, Personal Lines Tagged With: Coverage, Protection, Ramey King Insurance, Telecommute, Work from Home

How Often Should I Review My Insurance?

August 16, 2019 By Laura Riley Leave a Comment

How often should you review or bid your insurance? This is a question we’re asked many times in a year. While we live in a free-market economy that allows a person to seek the best option when purchasing from vendors, (i.e. insurance companies) the concept of putting a product out to bid creates some interesting thoughts. What is a good option to get the best insurance program? Several years … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Construction, Coverage, Flood Insurance, Health Insurance, Homeowners Insurance, Personal Lines Tagged With: Coverage, Insurance, Ramey King Insurance, Review

  • 1
  • 2
  • 3
  • 4
  • Next Page »

How Can We Help You?

  • Contact me with more info

From Our Blog

Roof Maintenance vs. Roof Replacement

We live in a zone in North Texas between the lower part of the Great Plains and the Gulf Coast; we have learned to live with the continued threat of wind and hail causing damage to our property. The … [Read More...]

footerlogo

320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

  • Facebook
  • LinkedIn
  • Twitter

2019 Best of Denton Winner

Copyright © 2021 Ramey King Insurance · All Rights Reserved

· · ·

Web Design by The Crouch Group · Log in