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You are here: Home / Archives for Blog / Safety Program

Trees & Homeowners Insurance

September 24, 2020 By Laura Riley Leave a Comment

Trees are very common around houses and in communities across the United States. Many people enjoy the beauty, shade and ambience trees provide to their home. However, over time, disease and the elements can take a toll on these trees, turning them into dangers to your own property or the property of others. Insurance You might be wondering if insurance will pay for the removal of standing … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Safety Program, Weather Tagged With: Coverage, Ramey King Insurance, Trees

Teenage Drivers and Your Insurance

September 6, 2019 By Laura Riley Leave a Comment

Children really do grow up fast. And while each stage of parenting comes with good and bad, nothing can quite prepare you for when your teenager starts to drive. In the United States, sixteen is the legal age for children to operate a motor vehicle without an adult (over 21) present. So, before you go and buy Susie her first car, you need to be aware of the costs associated with teenage drivers. … [Read more...]

Filed Under: Blog, Car Insurance, Coverage, New Vehicle, Personal Lines, Safety Program Tagged With: Car Insurance, Coverage, Ramey King Insurance, Safe Driving, Teen Driving

Trampolines and your Homeowner’s Insurance

July 12, 2019 By Laura Riley Leave a Comment

Trampolines are almost a right of childhood. They’re fun, get kids outside, and encourage active play. But before you consider installing one in your home, it’s critical to understand that trampolines might not bode well with your homeowner’s insurance. The reason for this is simple: safety concerns. Continue reading below to learn more about the risks associated with these play items. Does … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Safety Program Tagged With: Coverage, Home Insurance, Ramey King Insurance, Trampoline

Do your employees drive company vehicles? Here’s what you should know!

April 5, 2019 By Laura Riley Leave a Comment

You might think of your fleet or company car as an after-thought, however, it should be at the top of your mind. When hiring a new employee and someone that will be operating a company car, it is crucial to be diligent and check everything there is to know about the driver. Being in the insurance world ourselves, we’ve seen quite a few instances where a business did not thoroughly check their new … [Read more...]

Filed Under: Blog, Business, Car Insurance, Coverage, New Vehicle, Safety Program Tagged With: Coverage, Ramey King Insurance, Safe Driving, Safety

Commercial Coverage: HVAC Technician Insurance

March 7, 2019 By Laura Riley Leave a Comment

Living in Texas, we're forced to use both heating and cooling...and sometimes both in the same day! That's why the role of an HVAC Technician is incredibly important to us. But did you know that there's a special insurance associated with HVAC Technicians? If you didn't, continue reading below to learn more! HVAC Technician Insurance can protect your business from common risks on the job that … [Read more...]

Filed Under: Blog, Business, Coverage, Homeowners Insurance, Safety Program Tagged With: Commercial Insurance, HVAC, Professional Liability, Ramey King Insurance

Fire Safety for the Holidays

December 13, 2018 By Laura Riley Leave a Comment

  The holidays are upon us! And while the holidays mean lots of celebration, family, food and decorations, it’s important to be cognizant of the hazards and safety issues surrounding this time of year. During the winter, nearly 47,999 fires occur, claiming more than 500 lives and causing more than 2,200 injuries. It can also cost an upward of $554 million in property damage (National Fire … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Safety Program Tagged With: Christmas, Fire, Fire Prevention, Holiday Safety, Ramey King Insurance

The Importance of Tree Maintenance

November 1, 2018 By Laura Riley Leave a Comment

Trees are a beautiful addition to any home and can add value to your property. However, trees can also be troublesome if they aren’t properly maintained. Besides being unsightly, dead or decaying trees pose a safety hazard that can leave you liable for damages caused. It’s important to understand what is covered by a homeowner’s insurance policy if a tree should fall on your property or a … [Read more...]

Filed Under: Blog, Business, Coverage, Homeowners Insurance, Landscaping, Personal Lines, Safety Program, Weather Tagged With: Coverage, Maintenance, Ramey King Insurance, Weather

Thinking of driving for Uber/Lyft? Here’s what you need to know!

October 4, 2018 By Laura Riley Leave a Comment

As Uber and Lyft have grown in popularity, insurance companies have made efforts to meet the demands from drivers for coverage. You might be thinking that your standard auto policy is enough to cover you should you decide to become a driver; however, this is not the case. More often than not, you will need additional coverage known as rideshare insurance. This insurance helps over personal use and … [Read more...]

Filed Under: Blog, Business, Car Insurance, Coverage, Safety Program Tagged With: Coverage, Lyft, Ramey King Insurance, Uber

What you should know about Workers’ Compensation

August 23, 2018 By Laura Riley Leave a Comment

    Workers’ Compensation is a state-regulated insurance program that helps people with work-related injuries and illnesses. Under this coverage, eligible employees receive compensation and medical care to treat their injuries and illnesses. Depending on the severity of the injury itself, workers’ compensation might also provide: Payments to replace some of an injured … [Read more...]

Filed Under: Blog, Business, Coverage, Safety Program Tagged With: Commercial Insurance, Ramey King Insurance, Workers Compensation

Deterring motor vehicle burglars…helpful advice from the City of Denton

August 17, 2018 By Laura Riley Leave a Comment

The City of Denton recently sent out its Residential Update newsletter. Inside, there was an interesting snapshot of how “observant citizens are one of the best deterrents for motor vehicle burglaries”.  This is incredibly true. As Denton continues to surge in population growth, it’s inevitable the rate of crime will go up as well. Car burglaries are becoming routine in the city, so it’s up to us … [Read more...]

Filed Under: Blog, Safety Program Tagged With: Burglaries, City of Denton, Motor vehicle, Protection, Ramey King Insurance

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From Our Blog

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Construction Bonds: Are you ready to take on the next project?

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320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

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