In Texas, this unit is incredibly important to our survival! Living in Texas, we're forced to use both heating and cooling...and sometimes both in the same day! That's why the role of an HVAC Technician is incredibly important to us. But did you know that there's a special insurance associated with HVAC Technicians? If you didn't, continue reading below to learn more! HVAC Technician … [Read more...]
Winter Storms: What’s Covered?
Winter isn't quite over yet! It's always best to be prepared. While Texas weather keeps teasing us that spring is on the way, there’s still quite a bit of winter left before we can really put our guard down and enjoy the upcoming warmth! With that in mind, it’s always a good idea to have the knowledge surrounding your policy and what exactly is covered in the event of a winter storm. In the … [Read more...]
Insurance for Jewelry Gifts: Things to Consider
Consider protecting your Valentine's Gift today! From flowers and candy to jewelry and dining out, Americans spend nearly $20 billion to show their love on Valentine’s Day, according to Forbes. And with Valentine’s Day just around the corner, now is a good time to consider protecting your investment if you plan on buying an expensive jewelry gift this year. So when it comes to jewelry, who … [Read more...]
Fire Safety for the Holidays
The holidays are upon us! And while the holidays mean lots of celebration, family, food and decorations, it’s important to be cognizant of the hazards and safety issues surrounding this time of year. During the winter, nearly 47,999 fires occur, claiming more than 500 lives and causing more than 2,200 injuries. It can also cost an upward of $554 million in property damage (National Fire … [Read more...]
Preventing and Thawing Pipes— tips from the American Red Cross
As we get ready to welcome December, we're also getting ready to welcome the winter months. Here at Ramey King, we want you to be prepared for any changes in weather, especially since we call Texas our home and the weather can be fickle. When it comes to protecting your home, one of the best preventative measures you can take is by protecting your pipes. We've taken some tips from the American Red … [Read more...]
Liquor Liability Insurance; a good thing to have this holiday season!
The festive season is upon us and it’s always a fun and exciting time of year. November-January typically means multiple holiday parties and gatherings and with that in mind, now is a great time to start planning ahead. If you plan on hosting a reception at your home, there can be serious potential liabilities to consider, especially if alcohol is involved. Much a like a bartender at a … [Read more...]
The Importance of Tree Maintenance
Trees are a beautiful addition to any home and can add value to your property. However, trees can also be troublesome if they aren’t properly maintained. Besides being unsightly, dead or decaying trees pose a safety hazard that can leave you liable for damages caused. It’s important to understand what is covered by a homeowner’s insurance policy if a tree should fall on your property or a … [Read more...]
The 411 on RV Insurance
Knowing the ins and outs of recreational vehicle insurance (aka RV) is important when considering this purchase. Since each RV is unique, you’ll need tailored coverage to match your needs. How you use your RV, how often you use it, even the RV itself is all unique to the makeup of the insurance. It’s important to ascertain everything you need to know regarding this investment. For starters, RV … [Read more...]
The importance of Landlord Insurance…especially in a college town
Do you own property? Do you lease it out to tenants? Have you heard of Landlord or Rental Dwelling Insurance? If not, read on below to learn more about this important coverage. If you own rental property, dependable coverage is crucial to maintaining your property. With Landlord Insurance, you’re prepared for major issues that threaten the property you own and your financial assets. … [Read more...]
Knowing your home’s worth: High Value Home Insurance 101
Home prices are rising rapidly in North Texas. While homeowner’s insurance is a must, there’s another type of insurance that might be a must for you as well: High Value Home Insurance. High value home insurance is typically available for homes with a value in excess of $750,000. For homes with this kind of value, sometimes a standard homeowner’s policy is not the ideal fit. It’s important to work … [Read more...]
