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You are here: Home / Archives for Blog / Homeowners Insurance

Trees & Homeowners Insurance

September 24, 2020 By Laura Riley Leave a Comment

Trees are very common around houses and in communities across the United States. Many people enjoy the beauty, shade and ambience trees provide to their home. However, over time, disease and the elements can take a toll on these trees, turning them into dangers to your own property or the property of others. Insurance You might be wondering if insurance will pay for the removal of standing … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines, Safety Program, Weather Tagged With: Coverage, Ramey King Insurance, Trees

Foundation Coverage: Four Types of Water Damage to Consider

July 2, 2020 By Laura Riley Leave a Comment

Homeowner's Insurance provides coverage in the event your home or belongings suffer damage or complete loss. When you make a claim on your policy, the coverage provided is based on the event that caused the damage. This is also known as "peril" in the insurance world. One of the most common peril homeowners want on their policy is water damage. It is crucial to know the four types of water … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines Tagged With: Coverage, Foundation, Ramey King Insurance, Water Damage

Real Estate Investment? Cons of that “great deal”

June 18, 2020 By Laura Riley Leave a Comment

Most people in the real estate investment business hope to find that “great deal” for the right price to add to their portfolio; but many times the property that has that great price may have a few issues that can make it a bit more challenging to purchase…and insure. When searching for real estate, here are some common buzz words to be mindful of: Purchase “as is”Some renovations … [Read more...]

Filed Under: Blog, Commercial Real Estate, Coverage, Homeowners Insurance Tagged With: Coverage, Insurance, Property Investment, Ramey King Insurance

The Benefits of Combining Home & Auto Insurance

May 13, 2020 By Laura Riley Leave a Comment

Most insurance companies do not sell one type of insurance. If you go to an insurance company for a car insurance policy, there is a strong chance they will try and encourage you to bundle it with a homeowners or renters insurance policy. Many major insurance companies offer home and auto insurance bundles which contain quite a bit of perks, discounts and unique coverage opportunities when … [Read more...]

Filed Under: Blog, Car Insurance, Homeowners Insurance, Personal Lines Tagged With: Coverage, Home Insurance, Ramey King Insurance

Is Your Home Prepared for Winter?

January 15, 2020 By Laura Riley Leave a Comment

Winter is upon us, and much of the United States is experiencing freezing temperatures. If you were surprised last week by the winter weather...don't worry, we were too! Nevertheless, we live in a region where temperatures do drop below freezing. With that in mind, here are some tips to protect your home during our cold spells.   Keep freezing pipes from bursting Frozen water in pipes … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Weather Tagged With: Frozen Pipes, Precaution, Ramey King Insurance, winter

Five Common Mistakes When Buying Personal Insurance

October 18, 2019 By Laura Riley Leave a Comment

Have you ever purchased personal insurance and when you finally have to make a claim, you realize you made a mistake? This happens more often than not and we’re here to help address the five most common mistakes when buying personal insurance. Not reviewing your policy once a year Once a year, you should review your policy for any changes that happened over the past year. Changes include … [Read more...]

Filed Under: Blog, Coverage, Homeowners Insurance, Personal Lines Tagged With: Car Insurance, Coverage, Home Insurance, Insurance, Ramey King Insurance, Renters Insurance

Earthquake Insurance…in Texas?

October 11, 2019 By Laura Riley Leave a Comment

You might be reading the title of this article with slight confusion. Earthquakes? In Texas? While they’re not incredibly common, earthquakes are becoming more and more widespread across our great state. In general, most Texas insurance coverages do not include earthquake coverage, as it’s a coverage that’s not usually provided or asked for in most property coverages. However, due to the uptick in … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Homeowners Insurance, Personal Lines Tagged With: Coverage, Earthquake Insurance, Natural Disaster, Ramey King Insurance

Working From Home and Insurance

September 27, 2019 By Laura Riley Leave a Comment

More and more, you’re hearing about companies offering jobs for remote employees. Remote work, or working from home, is increasingly becoming a perk in the workforce and allows for more flexibility than the traditional 9-5 office work. While telecommuting isn’t new, technological enhancements have made the transition from office to home that much easier. This option is now open to many more office … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Health Insurance, Homeowners Insurance, Personal Lines Tagged With: Coverage, Protection, Ramey King Insurance, Telecommute, Work from Home

How Often Should I Review My Insurance?

August 16, 2019 By Laura Riley Leave a Comment

How often should you review or bid your insurance? This is a question we’re asked many times in a year. While we live in a free-market economy that allows a person to seek the best option when purchasing from vendors, (i.e. insurance companies) the concept of putting a product out to bid creates some interesting thoughts. What is a good option to get the best insurance program? Several years … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Construction, Coverage, Flood Insurance, Health Insurance, Homeowners Insurance, Personal Lines Tagged With: Coverage, Insurance, Ramey King Insurance, Review

Dogs and Liability

August 8, 2019 By Laura Riley Leave a Comment

For many Americans, dogs play an important role in the family dynamic. They’re included in Christmas cards, family vacations, and sometimes share the main bed in the house. It’s a sweet thing to love a dog and receive a dog’s love in return. Almost 90 million dogs are owned as pets in the United States according to a 2017-2018 survey by the American Pet Products Association (III.org). Of that … [Read more...]

Filed Under: Blog, Business, Commercial Real Estate, Coverage, Homeowners Insurance, Personal Lines Tagged With: Blog, Coverage, Dog, Home Insurance, Liability, Renter

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From Our Blog

The importance of Landlord Insurance…especially in a college town

  Do you own property? Do you lease it out to tenants? Have you heard of Landlord or Rental Dwelling Insurance? If not, read on below to learn more about this important coverage. If you own … [Read More...]

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320 Eagle Drive
Denton, TX 76201

Phone: 940.382.9691
Toll Free: 800.453.9691

Phone: 940.382.9691
Toll Free: 800.453.9691

TX Lic #6051

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