Did You Know That You Could Get Special Event Insurance?
Planning a wedding or any kind of special event can be a stressful time. While the memories and pictures last a lifetime, there are so many variables at stake in order to pull off these one-of-a-kind parties. Did you know that there’s a special insurance that can help protect you and the money you’ve put into the event?
So what events does Special Event Insurance even cover?
Eligible events are typically private and may include functions such as:
- Anniversary parties
- Baby showers
- Birthday parties
- Religious celebrations
*Please note that public events, including dance recitals, sporting events and exhibitions do not qualify as “events” under the Special Event Insurance.
You might be thinking, why would we need to add another expense on top of what we’ve already paid? Well, for protection of course. For a wedding, Special Event Insurance can help cover the cost of injuries and venue damages and some wedding cancellation costs. Some insurance companies will allow you to add coverage for cancellations, rings, cakes, dresses, etc. With the average wedding costing over $30,000, it’s important to have protection in place in the event something was to happen.
Acquiring Special Event Insurance allows you to build your own policy. Some of the coverages offered consist of:
- Event cancellation- Insures your deposits, cake, flowers, rental cars and more if you cancel or postpone your event due to unforeseen circumstances
- Special coverage- Insures your wedding rings, tuxedos, gifts, photographs and more
- Wedding liability insurance- Comes standard and covers damage to the venue or injuries to gusts
With wedding and event season in full swing, contact Ramey King today to discuss protecting your event!
We’d love the opportunity to sit down and discuss various ways we can help you ensure your big day is a success!