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The Ins and Outs of Crime Insurance


Crime Insurance, it’s another type of insurance not widely known to the public. Despite it’s relatively unknown state, it’s an important insurance to acquire when trying to mitigate risk.

Fidelity & Crime insurance addresses the most common threats to organizations, including losses due to employee dishonesty, credit card forgery, computer fraud and theft, and the disappearance or destruction of company property. You might think your company has parameters in place to prevent this type of fraud, but when it comes to occupational fraud and abuse, essentially no business is safe. Fraud can happen in any organization no matter the size and at any time, so it’s important to have risk controls in place in order to protect your business.

Fidelity & Crime Insurance coverage offers multiple insuring agreements to provide protection for exposures such as a loss from forgery or alteration, loss of money, and securities reimbursement for claim expenses. Additionally, this specialized insurance can help reimburse the costs associated with computer fraud, social engineering fraud, and funds transfer fraud, to name a few.

You might be thinking who is this insurance right for? The answer is most every business; Nonprofit Organizations, Private Companies and Public Companies. All types of companies can be protected by acquiring this insurance.

Here at Ramey King, we’d love to sit down and talk with you further about the benefits of obtaining Fidelity & Crime Insurance. Contact a Ramey King Commercial Associate today to start protecting your business.