Summer might be winding down but since we live in Texas, water-sports can be enjoyed for a few more months.  Boats and personal watercraft are big investments, but if you love being on the water, you know they’re worth it! Protecting your fun investment with coverage that’s designed with you in mind is paramount to protecting your boat. Insuring your boat can help cover the cost of damage and loss. Watercraft insurance also offers coverage if your boat causes injury to others, damage to other boats, docks, or structures. This type of insurance may also help protect against lawsuits, including the payment of settlements and legal fees.

Generally, watercraft insurance will cover the following perils:

• Sinking
• Fire
• Theft
• Storms
• Collision
• Capsizing
• Explosion
• Stranding

The type of watercraft that is eligible for coverage varies, but generally, the following can be insured:

• Runabout/Sport Boats
• Cruiser/Yachts
• Sailboats
• Bass Boats
• Jet Skis
• Houseboats
• Kayak/Canoes

Have peace of mind while on the water knowing you and your investment are protected. Contact Ramey King Insurance today to start the process of protecting your property.