You might think of your fleet or company car as an after-thought, however, it should be at the top of your mind. When hiring a new employee and someone that will be operating a company car, it is crucial to be diligent and check everything there is to know about the driver. Being in the insurance world ourselves, we’ve seen quite a few instances where a business did not thoroughly check their new employee out and now the business is on the hook for higher premiums or personal injury suits. Not checking out a potential driver is the quickest way to create insurance liability. So, protect yourself starting now with these tips from Ramey King.
- Experience/Driving Record: It’s important to thoroughly check the driving record of any potential new employee operating your vehicle. Make sure their history is clear or without serious violations.
- Prior Experience: See if the potential new employee has any prior experience operating a vehicle other than their own.
- Previous Employers: Check with previous employers about the new employee’s driving record while employed with them.
The following are red flags we suggest keeping an eye out for:
- Speeding: Two or more tickets a year on the driving record is a red flag to watch out for on any driving record.
- Excessive Acceleration: Has the driver created undue attention due to excessive acceleration? It’s best to check if any warnings have been issued for such a violation.
- Accidents: Check for accidents on their driving record, both personally and professionally.
- DWI/DUI: Automatic red flag.
- Lost/Inactive Driver’s License: This might be the most important one of all. Make sure the employee has a valid driver’s license. You’d be surprised at how many employers overlook this detail!
Overall, we want your business to avoid any unnecessary hardships. Taking these proactive steps helps ensure that you’re hiring someone responsible enough to operate your company vehicle(s). This is an important action that can save you time and money in the long run. For more information on this article, or to speak with a licensed insurance professional, contact Ramey King Insurance today!